Getting into an accident is an unsettling situation with dozens of things happening all at once. It can seem a little chaotic, especially if it happens to be your first accident. Unfortunately, that’s what insurance adjusters are counting on as they try to pressure you into accepting a quick cash settlement offer. Without a personal injury lawyer Kissimmee FL to advise you, you may accept that offer and fail to realize how damaging it can be for your recovery.
In fact, insurance adjusters try to contact accident victims as soon after the accident as possible. This is a deliberate tactic to catch the injured party before they have a chance to hire a lawyer. They know that once you accept that settlement offer, you waive any rights to seek additional damages. That wouldn’t be a problem if the insurance company offered a fair settlement, but that’s rarely the case.
Often, the sum they offer is insufficient even to cover immediate medical expenses. The offer won’t take into account your need for long-term care, the wages your losing as a result of being absent from work, or the damages that occurred to your personal property. In order to gain a fairer settlement offer that will take all of these issues into account, you will need an experienced personal injury lawyer to negotiate for you.
In many cases, the insurance company is unwilling to negotiate. When this happens, the only alternative is to take the case to civil court and pursue a lawsuit against the insurance company. While this makes the process of obtaining a settlement more complicated, having a lawyer who is already familiar with your case will help speed things along. Your attorney will be ready to formulate a strategy that can help you obtain a more favorable outcome.
Some people fear taking on an extra debt at a time when they’re already suffering an extreme financial burden. Fortunately, personal injury lawyers work for a contingency fee, which means they’re paid a percentage of the settlement they earn for you. This frees you from having to pay a fee upfront, which means you can get the help you need without having to worry about the cost.